A hurricane watch is issued when the possibility exists that a portion of the coast could experience hurricane conditions within 36 hours. A hurricane warning is issued when conditions indicate that the area will see sustained hurricane force winds (74mph+) within 24 hours.A hurricane watch should trigger you family's hurricane plan into action and measures to protect your property should be initiated. This includes retrofitting your home, preparing to file a hurricane insurance claim in the future, and other actions that may require extra time to be completed.After you have done all that you can to secure your home and secured all items that you will need for you and your family's personal safety, it is recommended that you do an inventory room by room with photographs or camcorder. It is not necessary to have film developed at this time as long as it is kept in a safe spot. These pictures can be developed following the storm should they be needed for your hurricane insur ance claim.This is an important step and can have a tremendous impact on your hurricane insurance claim process. Before and after pictures can show the true devastation of your home, caused by the storm.If you do not have a good digital camera, it is recommended that you purchase at least four disposable cameras for insurance pictures. You should use two for taking pictures before the hurricane and have at least two for taking pictures of any damage following the storm.Filing your hurricane insurance claim should not be complicated if you have documented the property and damage well and are familiar with what your policy covers. Some homeowners have recently had trouble filing their hurricane insurance claims, so be sure to know how to find a reputable lawyer in your area should your claim be denied unfairly.
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